Breaking !!! You will Now Be Charged For Using USSD For Bank Services

USSD is one of the fastest means of accessing banking services not only in Nigeria but the whole world because of its convenience and do not need internet connectivity nor a smartphone, it could be done using even the so called "kpalasa phones". However, MTN has sent series of messages to its subscribers informing us that it will start charging an amount for the services.

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The message from MTN reads; " Yello, as requested by your bank, from Oct 21, we will start charging you directly for USSD access to banking services. Please contact your bank for more info".

Although, for some this is not new as they've been used to being charged by MTN and other network for using the service, while for many others, this is new to them.

New MTN USSD Charges

As for the amount that will be charged, MTN wrote " Yello, Please note that from Oct 21, we will charge N4 per 20 seconds for USSD access to banking services. Thank you".

What this implies is that there is no flat rate but instead will be charged per 20 seconds. For every 20 seconds you spend checking your account balance or getting a mini statement or making any transaction, you will be charged N4. This may be another plot to force customers to make used of the less convenient mobile bank app which requires mobile data and smartphone. 

MTN OnDemand - Quick Recharge Code Via USSD From Any Bank

MTN onDemand mobile phone recharge is now easier, faster and more convenient by dailing short USSD code from the comfort of our homes, office or workplace.

Using simple USSD code, you can now recharge your MTN line from your bank, no recharge card needed, just your mobile phone and recharge USSD code. This one USSD code is used by all the eligible banks.

How To Recharge using MTN onDemand USSD Code

To recharge from your bank with this feature, just dail

 *904*Amount#

NB: Work only on MTN lines that has been registered with the bank's credit or debit card


With MTNOnDemand feature, your hands are not tied to buying only from recharge card vendors or shops. There may be a time when you need to make a quick recharge but feel too lazy or tired to go out to get the card or at wee hours in the night when there are no shops or vendor, you end up borrowing from MTN. Those are definitely over now! The only downside to this is that this onDemand feature is eligible with just five banks of about 20 banks in Nigeria.

Eligible banks 

The only downside to this is that this onDemand feature is eligible with just five banks of about 20 banks in Nigeria, MTN needs to increase this number if they want to get more customers to use this feature. The eligible banks include;

• Zenith bank
• FCMB bank 
• Stanbic bank 
• Fidelity bank  
• Diamond bank 

MTN onDemand not available for your bank? you can also dail *131# to recharge or buy airtime, data plans, check data balance and perform other similar transactions available on the on-screen display of your mobile phone using your MTN line.  Moreover most banks also have their customized short codes (USSD) for buying airtime from your account.

How To Recharge Directly From All Bank Account in Nigeria By Dialing Short Codes

If you have taught of recharging from your bank account but don't know how, then this post should be useful.Mobile banking is one of the trends in todays technological world. If you own a bank account in Nigeria, you can recharge your phone directly from your bank account just by dailing a short code from the comfort of your home. Before dialing any of these short codes, you must have registered that phone number for mobile banking.

How do i register or activate my phone number for recharging via mobile banking?

For instance, if i was an Ecobank customer that want to activate my line, I would dail
          
                      *326#         

Then send, and follow the onscreen instructions. To recharge I will dail

             *326*amount#
  

How To Recharge from bank account

1.Access bank:*901* amount#

2.Eco bank*326*amount#

3.Fidelity:*770*amount#

4.FCMB:*389*214*amount#

5.F.bank:*894*amount#

6.GTB:*737*amount#

7.heritage bnk:*322*030*amount#

8.keyston:*322*082*amoubt#

9.Skybnk:*389*076*1*amount#

10.Stanbic IBTC: *909*amount#

11.Sterling:*822*amount#

12.UBA:*389*033*1*amount#

13.Unity bnk:*322*215*amount#

14.Zenith:*966*amount#  or

   *302*amount# (for mtn users)

15.Diamond bank( available on yellow account only):*710*555*phone no.*amount*pin#.

How to Convert Your Airtime Into Cash

Have you ever thought if you can convert your supplus airtime on your sim into cash? Have you ever asked yourself this question, '' Howwith Zoranga mobile money services, you can be able to send and receive money from wherever yo I wish there is a way to convert my airtime to cash directly to my bank'' ? The answer is  "ZORANGA " and the service is now available in Nigeria.

Before now, if you want to sell your airtime to someone for cash, you  will have to loose more than 20% value of the value of the card before you convert it to cash, For example if u want to sell MTN airtime of N4000 u might get a value of N3000 or N2800 which is a very  steep discount, sometimes you might not get anyone to buy your recharge card. Now with Zoranga mobile money services, you can be able to send and receive money from wherever you are without visiting the bank. Using MTN airtime, you can fund your Zoranga account  anytime from their  website zoranga.com. You can also deposit already loaded airtime using MTN share and sell to your Zoranga account and you can transfer money from your Zoranga account into any bank account in Nigeria within minutes using your mobile phone, pay for goods and services online or save for a goal or project for a specified time.

Charges and Fees on Zoranga

Deposit fees: Deposit to your Zoranga account is free. However, there is a limit to the amount you can deposit to your Zoranga account daily using airtime. There is no set limit on deposit made with zorapin.

Bank Transfer fees: A transaction fee of 12.5%of your transfer amount is applied to all transfers to any bank accounts. However, customers who deposit with zorapin pay a transaction fee of 6% for bank transfers.

Payout through agents: withdrawing money from an agent location is charged at 12.5% to your Zoranga account at the point of withdrawal. The agent does not charge any extra amount to the cash recipient.

What are you waiting for? Join Zoranga today and turn your airtime into cash now. To get started, simply sign up for a Zoranga account <<>here>>>

Source: zoranga